BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED (hereinafter interchangeably referred to either as “we” or”us” or “the Credit Union”) is committed to protecting your privacy through the use of the best technology that can give a safe member experience both online and offline. As a credit union we are primarily focused on our members and pride ourselves on offering them quality, relevant services.
We will hold:
We collect information:
The Credit Union also uses "cookies" to collect information. A cookie is a small data file that most major websites write to your hard drive for record keeping purposes when you visit them. Cookies allow the Credit Union to measure activity on the site and to improve your user experience, for example by remembering your passwords and viewing preferences, thus allowing you to visit various member-only parts of the Site without re-registering.
Except for personal information voluntarily provided by you (i.e., during membership registration or a contest), the Credit Union does not use information transferred through cookies for any promotional or marketing purposes, nor is that information shared with any third parties whatsoever.
You may occasionally get cookies from advertisers, which is standard in the Internet industry. The Credit Union encourages you to review the privacy statements of websites you choose to link to from the Credit Union’s website so that you can understand how those websites collect, use and share your information. The Credit Union is not responsible for the privacy statements or other content on websites outside of the Credit Union and its family of websites.
We use, and share, your data in the following cases:
We may analyse your information using automated means to:
Sharing can occur in the following circumstances and/or with the following:
The Credit Union does not sell, rent or lease its member data to third parties. The Credit Union may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique, personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party.
In addition, we may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Credit Union, and they are required to maintain the confidentiality of your information. The Credit Union does not use or disclose sensitive personal information, such as race and religion, without your explicit consent.
Please keep in mind that if you directly disclose personal identity information or personally sensitive data through the Credit Union’s public message boards, this information may be collected and used by others.
Our retention periods are subject to legislation, regulatory rules set by our regulator and the type of financial product or service provided to you.
Regulations such as the Barbados Data Protection Act 2019 (BDPA) and the General Data Protection Regulation (GDPR) EU acts to empower data subjects who are Barbadian and EU citizens with enhanced rights in relation to how information is used. Data subjects must also provide consent to the use of their data and for specific purposes. More on the Barbados Data Protection Act 2019 (BDPA) can be found at https://www.barbadosparliament.com/bills/details/396.
More on the GDPR can be found at www.gdpr-info.eu.
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