Premium interest rate on their savings

 Free gift on sign-up*

 Developing leadership skills

 Networking with children their age

 Attending annual camps and parties

 Developing community consciousness

 Learning money management & business skills

 Developing public speaking skills

 Awards for excellent academic performance

Thrifty Cash is the simplest way to give a new Thrift Club savings account or to build Thrift Club savings for any child up to 15 years old.

There is a world of opportunities available to a child as a Thrift Club member:

• Premium interest rate paid on their savings
• Awards for excellent academic performance
• Social development initiatives and activities
• Leadership opportunities
• Training in money management skills
• Access to the vast network of credit union
  professionals & volunteers

Thrift Club. It’s more than just money!

Thrifty Cash Vouchers

Terms and Conditions

Vouchers must be purchased and redeemed for the value on the face of the voucher.

Vouchers can only be redeemed by in-branch deposit to a valid Thrift Club account.

Once issued, vouchers cannot be exchanged for cash.

Barbados Public Workers’ Co-operative Credit Union Limited is not liable for lost or stolen vouchers.

School Savers Programme

Our Thrift Club School Savers Programme was launched with the primary objective to prepare our nation’s youth to contribute to a financially literate and capable Barbadian population.

The programme provides an avenue for practical money management experiences through emphasizing from early, the financial concepts of Earning, Saving, Spending and Charitable Giving.

Students aged 8 – 15 years old in any local primary or secondary school have the opportunity through the Thrift Club School Savers programme, to save and learn how to manage money effectively now and for future financial security.

Will your School join us?

Here’s what you will need:

• The commitment of your School’s Principal and teaching staff.

• The consent and full support of parents/guardians.

• A minimum of ten (10) eager students to get started.

Educational Component

BPWCCUL will adopt or develop your school’s financial literacy programme as long as there are a minimum of ten students who are making regular deposits via the Thrift Club School Savers Programme.

As part of our adoption we also commit to:

• Assisting teachers in the general classroom setting with the teaching of relevant areas of the curriculum.
• Coordinating, co-sponsoring seminars and workshops targeted at encouraging personal development through valuable life skills and financial literacy.
• Coordinating with the School’s administration, goal oriented savings and incentive prize promotions and competitions for Thrift Club School Savers Programme members.

Learn more about this opportunity.

Take advantage of our scholarships and grants to assist you as you pursue your academic endeavours.

Annual Academic Awards

• Being a part of Thrift Club can be rewarding too! See below to learn how you can benefit from our annual academic awards. Every year we host an Academic Award Ceremony where we present all awardees and celebrate their accomplishments.

What are the categories available?

• Barbados Secondary Schools’ Entrance Examinations Academic Awards
• Caribbean Examination Council (CXC) Examinations Academic Awards
• Caribbean Advanced Proficiency Examinations (CAPE) Academic Awards
• Barbados Government Exhibitions & Barbados Government Scholarships Academic Awards

What are the requirements to apply?

• Membership must have been in place for at least two (2) years prior as at May 31st of the year of the examination
• Applicants must have a minimum of $250 for Barbados Secondary Schools’ Entrance Examinations and $500 for Caribbean Examination Council Examinations and Caribbean Advanced Proficiency Examinations respectively on their account as at May 31st of the year of the examination.
• Each submission must include an Examination Results Submission Form along with verified copies of student’s examination results.
• Applicants for the Barbados Government Exhibition and Barbados Government Scholarship Academic Awards must provide written proof of advice of the award from the Ministry of Education, Technological and Vocational Training.

What are the awards?

See award amount for each category below: