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At Barbados Public Workers’ Co-operative Credit Union, we provide the opportunity for all Barbadians to have ownership in the largest indigenous financial institution in Barbados. We offer affordable loans and credit financing exclusively to our shareholders while providing the means for them to save, invest and grow their hard-earned money and build wealth for the long term.
A credit union is unique: it is a not-for-profit financial institution. Therefore, our focus is not to maximize profits—but to maximize service. We keep our loan interest rates low and our procedures hassle-free but we pay you competitive rates of return on your savings. We are proud of our reputation as an innovative and trusted provider of affordable financial services.
Educating children, acquiring a home, building a business, providing for a secure future… Whatever your need, we are here hand-in-hand to help you realize your dreams and achieve financial success.
Our achievements are built upon the support of tens of thousands of Barbadians just like you. Today, membership in our credit union is open not only to public servants but to any Barbadian national, citizen or resident.
To become a member simply visit any of our branches and present the following:
A Joint Account can be opened by any two (2) members of the Credit Union who are 18 years or older.
Each party to the Joint Account has the same rights. The account is established by completing a Joint Account Application Form and the signing of the relevant Joint Account Agreement (see here).
There are two types of joint accounts:
Pre-schoolers up to 5 years old (Thrifty Infants) and primary school-age children up to 11 years old (Thrifty Juniors) are allowed savings accounts.
Any adult member may open a Thrift Club savings record for a child. These special savings are attached as record to your own credit union account and are therefore fully under your control.
Children 12 – 15 years old (Thrifty Teens) are allowed membership accounts.
Thrifty Teens are allowed an account in their own name and can make deposits. The consent of a parent or legal guardian is required for opening this account. As parent or legal guardian, you’ll be able to maintain oversight on the account, but your membership is not required. Please note that Thrifty Teens must be present for the opening of this account.
When your child reaches age 16, their Thrifty Teens account will automatically convert to a full membership account.
To open a Thrift Club account, simply visit any of our branches and present the following:
Call us: (246) 622-9000
UK Freephone 0808-234-1327
Fax: (246) 437-8745
This is where you belong
© Barbados Public Workers’ Co-operative Credit Union Limited