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What documents do I need when applying for a loan?

The Barbados Public Workers’ Co-operative Credit Union offers affordable financing to our members so that they can best achieve their dreams and aspirations. In addition to the specific requirements outlined in each category on our Loans and Mortgage page, members are asked to present the following documents when applying for any of our loans:

  1. Two (2) forms of valid photo I.D. (Barbados I.D. card, Passport, Drivers’ License)*
  2. Two (2) most recent pay slips (not older than two (2) monthly payment periods)*
    • Paid monthly – 2 payslips ,
    • Paid  Semi-monthly – 4 payslips,
    • Paid weekly – 8 payslips
  3. Job Letter*
  4. Proof of address - Utility bill (Barbados Water Authority, Barbados Light & Power, Natural Petroleum Corporation, Landline bills for Flow and Digicel, Courts, Massy and Cave Shepherd are acceptable) or Bank statement in your name.*
    Where the proof address is in someone else name, then proof of address certified by a Justice of the peace is also acceptable.
  1. *Pay slips, Job letter and Proof of address must be no older than three (3) months.

Do note that the Credit Union is unable to process applications that do not have these documents.

General Information

In this step you will need your National Insurance Number and two forms of identification.

Contact Details

You will require two references and if you rent, your landlord details

Employment Details

We will require two pay slips and your employer details.

Income & Expenditure Details

Prepare your list of assets (resources of value you own), Liabilities (debt owed) and Expenses (monthly bills).

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Call us: (246) 622-9000

Toll-free 1-866-800-6146

Fax: (246) 437-8745

E-mail: contact@bpwccul.bb

© Barbados Public Workers’ Co-operative Credit Union Limited