Embark on a financial journey with the right product for you!

Meet us at Checkpoint 1!

Adventure Checkpoint 1 – Summer Fiesta Loan

Cover your Travel Plans with family or those Crop Over Festivities with friends!

Make your Summer Sweet! Borrow up to $25,000*

 

*Terms & conditions apply

 

Repay as little as $200/ month

 

Up to 4 years to repay. All other lending criteria apply*

 

Documentation required:

  • 2 forms of valid photo identification
  • Job letter
  • 2 months’ worth of pay slips
  • Supporting documentation (invoice, quotations, etc.)

 

Promotion period: July 01 – August 31st, 2024

 

Where Dreams Come Through! Start an Aspiring Adventure today!

 

Sign up for information on our upcoming promotions

Join us at Checkpoint 2!

Increase your financial strength! Choose a savings vehicle!

Adventure Checkpoint 2 - Save & Invest

Begin a Thrifty Trek with the little ones!

Sign up for our Thrift Club. It’s More Than Just Money!

Or sign up for one of our High Interest Savings Products!

Starter Premiere Plan

This plan is started with a minimum of BDS $500, it incurs interest annually and has a term of three (3) years. 
The savings' goal of this plan is BDS $3,000 which gives you enough to graduate your account to a Premiere Plan product.

 

Premiere Plan

This High interest 5-year Term Deposit has an opening investment of BDS $3000 and a maximum of BDS $750,000.

 

UCOLSA Registered Retirement Savings Plan

UCOLSA (Ultimate Co-Optima Life Saver Account) is our Registered Retirement Savings Plan (RRSP).

 

UCOLSA plan owners can look forward to interest payments twice a year in June and December.  The UCOLSA carries a guaranteed rate of 0.5% above the call deposit rate per annum.

 

Upon maturity of the plan, you may select your preferred maturity option, subject to the provisions of the Income Tax Act.  All withdrawals will be taxed in accordance with the Income Tax Act.  If deposits are withdrawn from the plan before retirement, a withholding tax of 25% will apply, which will be deducted at source, in addition to a processing fee of $25.

 

Sign up for a Savings Plan Today!

Meet us at Checkpoint 3

Adventure Checkpoint 3 – Vehicle Loan

Get your Dreamy Drive this summer with your new ride

 

 

 

We offer vehicle loans for new and used vehicles.

Requirements are:

 

New Vehicles

An invoice from garage/ letter from vendor confirming purchase price as well as details of the vehicle.

 

Details at minimum shall include:

  • Engine & chassis numbers or Vehicle Identification Number (V.I.N)
  • Year, colour and model of vehicle
  • Confirmation of comprehensive insurance coverage from an Insurance company

 

Used Vehicles

  • A letter of certification of ownership from the vendor confirming that the vehicle is free from prior charges, loans, judgements; or where the vehicle is encumbered or subject to an existing loan, confirmation of balances should be provided.
  • Confirmation in writing from the vendor of the purchase price of the vehicle
  • Confirmation of payment of comprehensive insurance or coverage of third party insurance or quotation for insurance premium.
  • A valuation report not more than three (3) months old from an authorized dealer
  • An up-to-date Road Worthy Certificate from an authorized dealer
  • A current insurance Cover Note in the name of the seller or current Insurance Certificate
  • A letter from the seller confirming the intent to sell and the price
Meet us at Checkpoint 4

Adventure Checkpoint 4 - Green Energy Loan

Imagine a more Energy Efficient Home!

 

Solar & photovoltaic Panels / Solar Water Heaters / Water Tanks & Accessories / Energy Saving Bulbs

 

Receive Tax Allowances! Borrow a minimum of Bds $500*

 

*Terms and conditions apply

Play our Summer Adventure Trail Smash and Grab game and

WIN a special prize!

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This is where you belong

Call us: (246) 622-9000

Toll-free 1-866-800-6146

Fax: (246) 437-8745

E-mail: contact@bpwccul.bb

© Barbados Public Workers’ Co-operative Credit Union Limited