This Christmas Is Yours
This Christmas is Yours. Make more possible. A family opening gifts together beside the Christmas tree.
Apply for a Christmas Loan of up to $50,000 unsecured

Special Conditions Apply*

Apply for a Christmas Line-of-Credit of up to $10,000

Special Conditions Apply*

Use it Your Way:

  • Gifts
  • Home Improvement
  • Special Experiences
  • and more

Quick & simple application:

Apply online or in‑branch

Requirements:

  • Completed Application Form (In-branch or online)
  • National Identification Card, Drivers License or Passport
  • Proof of Address dated no older than 3 months (Bank Statement, Utility Bill (No Cell Phone Bills))
  • Qualifying Shares/Deposit (If required)
  • Christmas Line-of-Credit – No supporting documentation required
  • Christmas Loan – Supporting documentation required for loan amounts of $2,000 or more (invoices, bills, travel itinerary etc.)

So Much to offer this Christmas

A family shopping together at Christmas
Christmas Line-of-creditup to $10, 000
A woman planning her holiday purchases
Consumer Loansup to $50, 000
A woman holding the keys to her new home
Mortgage & home ownershipMake more possible at home
A member being served in branch
Deposits & membershipMake more possible for your future.
A coin being dropped into a piggy bank
Thrift Club & Thrifty CashStart their future bright.
A card being used at an ATM
BPWCCUL MastercardMake every purchase count

More Ways to Win This Christmas

Win $1,500 monthly for a year towards living expenses

Terms & conditions apply*

A woman smiling as she reads a letter at home during Christmas

Make your everyday financial moves count this Christmas for a chance to win up to $1,500 per month towards your living expenses.

Save. Grow. Win. Make more possible this Christmas.

Get 60 days off loan payments
Celebrate Barbados’ 60th Independence with the chance to enjoy 60 days off your loan payments.
Christmas Grocery Dash
This Christmas, race through the aisles and fill your cart for your chance to take home a festive grocery haul.
A woman celebrating amid falling confetti
Grand ClosingJoin us on 31 January 2027 as we close out the campaign and celebrate our major prize winners.

Here’s how you can win!

This Christmas, your everyday financial moves could bring you closer to something special! From grand prizes to exciting rewards from our partners, there are more reasons to make this Christmas brighter with BPWCCUL.

Win Grand Prizes

Apply for a BPWCCUL Christmas Loan or Line of Credit between 2 October 2026 and 25 January 2027 for your chance to win exciting grand prizes of

LIVING EXPENSES COVERED
Apply Now

Win Prizes from Our Partners!

You could also win exciting prizes from our participating partners when you:

Open a New Account

Start your savings journey with BPWCCUL.

Use Your BPWCCUL Debit Mastercard

Make your purchases count.

Get a Mortgage Approved

Take another step towards your homeownership goals.

Make Deposits

Grow your savings and give yourself more opportunities to win.

This Christmas, Make Your Move!

Explore our products, take advantage of the opportunities available and you could be celebrating an extra-special Christmas with BPWCCUL!

Terms and conditions apply. Eligibility requirements and promotional details apply to each prize category.

Making Christmas brighter, together

Our Partners