Recommendations of the Members By-Laws Review Committee 48 Current By-Laws (January 2023) (A) Board’s Proposed Change (B) Board’s Rationale (C) By-Law Committee’s Recommendation (D) By-Law Committee’s Rationale (E) x. Ensure the requisite financial filings are completed. xi. Oversee budget and audit processes and in collaboration with management, present the annual budget to the full board for approval. xii. Review and recommend for approval the annual statements of accounts, balance sheet, monthly financial statements and other statements prepared by management as the board may request. xiii. Attest to the monthly returns filed in compliance with the Act. xiv. Present the Boardapproved budgets for the Board of Directors, Supervisory Committee and Credit Committee for approval by members at the Annual General Meeting. The
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