BY-LAWS as of January 2023

2 | Barbados Public Workers’ Co-operative Credit Union Limited - ByLaws MISSION STATEMENT Purpose: To be the premier indigenous co-operative financial services provider in the region, hand-in-hand with our membership Role: A member-based financial co-operative providing financial services to individuals with the main aim of service to members THE PRAYER OF SAINT FRANCIS OF ASSISSI Lord, make me an instrument of your peace. Where there is hatred, let me show love; where there is injury, pardon; where there is doubt, faith; where there is despair, hope; where there is darkness, light; and where there is sadness, joy. O Divine Master, grant that I may not so much seek to be consoled as to console; to be understood as to understand; to be loved as to love For it is in giving that we receive; it is in pardoning that we are pardoned; and it is in dying that we are born to eternal life