2026 2025 2024 2023 2022 Financial statistics in percent: Asset Growth 5.05 2.85 2.18 3.02 6.09 Loan Growth 1.94 -0.33 -1.28 2.82 5.72 Deposit Growth 5.34 2.66 1.59 3.29 5.74 Net Surplus Growth 77.95 -41.30 -6.18 -8.43 28.03 Return on Assets 0.50 0.29 0.51 0.55 0.63 Return on Equity 4.61 2.64 4.60 5.04 5.74 Operating Efficiency 87.57 92.89 87.48 88.05 83.58 Net Interest Margin 3.63 3.84 3.87 3.98 3.97 2026 2025 2024 2023 2022 Other statistics Delinquency ratio (%) 13.4 13.3 14.8 13.8 13.5 # of members 120.9 117.3 113.8 111.1 107.5 # of employees # of branches 6 6 6 6 6 2026 2025 2024 2023 2022 Net income per member 76.2 44.13 77.5 84.6 95.5 7 SEPARATE ANNUAL REPORT 2026 Financial Highlights Financial Highlights - Five Year Review In Bds $’000 Principal Bankers Republic Bank (Barbados) Ltd. Auditors PricewaterhouseCoopers SRL Barbados
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