110 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED Barbados Public Workers’ Co-operative Credit Union Limited Notes to the Consolidated Financial Statements March 31, 2026 (expressed in Barbados dollars) 78 24 Financial Risk Management …continued 24.2 Credit risk …continued Credit quality by class of financial assets …continued Cash resources The credit quality of financial institutions holding the Group’s cash resources is assessed according to the level of their credit worthiness and by comparison to other financial institutions. The Group places its cash resources with reputable financial institutions. The tables below show the credit quality analysis by class of financial assets. Credit Quality Analysis 2026 Stage 1 $ Stage 2 $ Stage 3 $ Total $ Loans and advances at amortised cost Current 1,071,292,432 – – 1,071,292,432 Overdue <30 days 132,836,545 – – 132,836,545 Overdue 31 days to 89 days – 34,917,867 – 34,917,867 Overdue over 90 days – – 187,710,550 187,710,550 Total gross loans 1,204,128,977 34,917,867 187,710,550 1,426,757,394 2025 Stage 1 $ Stage 2 $ Stage 3 $ Total $ Loans and advances at amortised cost Current 1,029,978,794 – – 1,029,978,794 Overdue <30 days 145,017,966 – – 145,017,966 Overdue 31 days to 89 days – 38,697,783 – 38,697,783 Overdue over 90 days – – 188,663,120 188,663,120 Total gross loans 1,174,996,760 38,697,783 188,663,120 1,402,357,663
RkJQdWJsaXNoZXIy MTA2MDM=