105 SEPARATE FINANCIAL STATEMENTS 2025 Barbados Public Workers’ Co-operative Credit Union Limited Notes to the Separate Financial Statements March 31, 2025 (expressed in Barbados dollars) 73 23 Financial risk management …continued Credit risk …continued Credit Quality Analysis …continued 2025 Stage 1 $ Stage 2 $ Stage 3 $ Total $ Term deposits measured at amortised cost Standard & Poor’s rating: Not rated 84,134,152 – – 84,134,152 Gross term deposit 84,134,152 – – 84,134,152 2024 Stage 1 $ Stage 2 $ Stage 3 $ Total $ Term deposits measured at amortised cost Standard & Poor’s rating: Not rated 80,296,678 – – 80,296,678 Gross term deposit 80,296,678 – – 80,296,678
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