Separate Annual Report 2024

7 SEPARATE FINANCIAL STATEMENTS 2024 2024 2023 2022 2021 2020 Financial statistics in percent: Asset Growth 2.18 3.02 6.09 7.09 8.90 Loan Growth -1.28 2.82 5.72 0.82 4.87 Deposit Growth 1.59 3.29 5.74 7.40 8.90 Net Surplus Growth -7.12 -8.43 28.03 -53.08 42.89 Return on Assets 0.50 0.55 0.63 0.53 1.21 Return on Equity 4.55 5.04 5.74 4.69 10.58 Operating Efficiency 87.59 88.05 83.58 85.39 73.60 Net Interest Margin 3.87 3.98 3.97 3.96 4.70 2024 2023 2022 2021 2020 Other statistics Delinquency ratio (%) 14.8 13.8 13.5 13.5 9.9 # of members 113.8 111.1 107.5 103.0 100.1 # of branches 6 6 6 6 6 2024 2023 2022 2021 2020 Net income per member $76.76 $84.61 $95.51 $77.85 $170.75 Financial Highlights Financial Highlights - Five Year Review In Bds $’000 Principal Bankers Republic Bank (Barbados) Ltd. Auditors PricewaterhouseCoopers SRL Barbados

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