3 CONSOLIDATED FINANCIAL STATEMENTS 2024 BarbadosPublicWorkers’CooperativeCreditUnionLimited (BPWCCUL)isamemberbased financialco-operative Ittherefore servesmembersonlyandfocusses on providing financial services to individualswiththemaingoalofserviceto members CAPITAFinancialServicesInc (CAPITA)isawhollyowned subsidiaryofBPWCCULandprovidesfinancialservicestoboth individualsandcorporates CAPITAfocussesonincreasing shareholderreturnthroughtheprovisionofcompetitive financial products and services CAPITAInsuranceBrokersInc (CIB)isawhollyownedsubsidiary ofCAPITAFinancialServicesInc ,setup toprovideanadditionalsourceofrevenueandreturnforits shareholdersandincreasethevaluepropositionformembers andclientswithintheGroupofCompaniesCAPITAInsurance BrokersInc (CIB)isawhollyownedsubsidiaryofCAPITA FinancialServicesInc ,setuptoprovideanadditionalsource ofrevenueandreturnforitsshareholdersandincreasethe valuepropositionformembersandclientswithintheGroup of Companies Organisational Structure HOLDINGS BPW LegacyFoundationisaregisteredcharityand philanthropicarmofBarbadosPublicWorkers’ Co-operativeCreditUnion,itssubsidiariesand associated companies Allied Co-operators Inc (ACI) is a wholly owned subsidiary of Barbados Public Workers’ Co-operativeCredit Union Ltd Throughasharedservicespartnershipwith theBarbadosCo-operative&CreditUnion LeagueACIaimstoprovideeveryLeague AffiliatedCreditUnionwithaffordableaccess tobest-in-classassuranceservices,regardless of their size BPWFinancialHoldingsIncwasestablished toholdthesharesofBPWCCUL’ssubsidiary CAPITA Financial Services Inc
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