109 CONSOLIDATED FINANCIAL STATEMENTS 2023 Barbados Public Workers’ Co-operative Credit Union Limited Notes to the Consolidated Financial Statements March 31, 2023 (expressed in Barbados dollars) 77 25 Financial Risk Management …continued 25.2 Credit risk …continued Credit quality by class of financial assets …continued 2022 Neither past due nor impaired $ Past due but not impaired $ Individually impaired $ Total $ Cash resources 408,438,156 – – 408,438,156 Financial investments: Amortised cost 13,225,306 – 14,915,553 28,140,859 Loans and advances: Consumer 584,013,562 97,773,133 95,779,664 777,566,359 Mortgages 462,932,507 104,532,452 62,819,264 630,284,223 Business 20,529,186 3,834,093 1,406,458 25,769,737 Total 1,489,138,717 206,139,678 174,920,939 1,870,199,334 Aging analysis of past due but not impaired loans and advances: 2022 1-30 days $ 31-60 days $ 61-90 days $ Over 90 days $ Total $ Loans and advances: Consumer 61,573,597 16,692,214 3,598,001 15,909,321 97,773,133 Mortgages 53,817,640 21,282,856 8,304,639 21,127,317 104,532,452 Business 581,366 1,075,990 1,332,555 844,182 3,834,093 Total 115,972,603 39,051,060 13,235,195 37,880,820 206,139,678
RkJQdWJsaXNoZXIy MTA2MDM=