110 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | SEPARATE FINANCIAL STATEMENTS 2022 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Separate Financial Statements For the year ended March 31, 2022 (Expressed in Barbados dollars) 83 23. Financial Risk Management, continued Credit risk, continued Credit Quality Analysis, continued 2021 Stage 1 Stage 2 Stage 3 Total Term deposits measured at amortised cost Standard & Poor’s rating: Not rated $ 36,333,028 - - 36,333,028 Gross term deposit 36,333,028 - - 36,333,028 Expected credit losses allowance (138,399) - - (138,399) Interest Receivable 530,060 - - 530,060 Net term deposits $ 36,724,689 - - 36,724,689
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