107 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | SEPARATE FINANCIAL STATEMENTS 2022 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Separate Financial Statements For the year ended March 31, 2022 (Expressed in Barbados dollars) 80 23. Financial Risk Management, continued Credit risk, continued Credit Quality Analysis, continued 2022 Stage 1 Stage 2 Stage 3 Total Term deposits measured at amortised cost Standard & Poor’s rating: Not rated $ 42,593,502 - - 42,593,502 Gross term deposit 42,593,502 - - 42,593,502 Expected credit losses allowance (36,765) (36,765) Interest Receivable 1,051,788 - - 1,051,788 Net term deposits $ 43,608,525 - - 43,608,525
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