103 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | SEPARATE FINANCIAL STATEMENTS 2022 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Separate Financial Statements For the year ended March 31, 2022 (Expressed in Barbados dollars) 76 23. Financial Risk Management, continued Credit risk, continued 2021 Neither past due Past due but Individually nor impaired not impaired impaired Total Cash resources $ 387,851,864 - - 387,851,864 Financial investments: Amortised cost 9,526,626 - 14,136,810 23,663,436 Loans and advances: Consumer 484,864,762 132,039,789 74,642,185 691,546,736 Mortgages 250,849,672 100,589,020 31,249,429 382,688,121 Business 1,540,237 2,594,908 1,188,230 5,323,375 Total $ 1,134,633,161 235,223,717 121,216,654 1,491,073,532 Aging analysis of past due but not impaired loans and advances: 2022 1-30 days 31-60 days 61-90 days Over 90 days Total Loans and advances: Consumer $ 61,573,597 10,315,520 2,389,450 15,909,321 90,187,888 Mortgages 53,817,640 10,999,943 4,198,593 21,127,317 90,143,493 Business 581,366 334,064 71,963 844,183 1,831,576 Total $ 115,972,603 21,649,527 6,660,006 3,788,0821 182,162,957 2021 1-30 days 31-60 days 61-90 days Over 90 days Total Loans and advances: Consumer $ 69,256,388 28,169,821 8,025,050 26,588,530 132,039,789 Mortgages 42,479,280 16,009,409 7,301,652 34,798,679 100,589,020 Business 2,446,966 - - 147,942 2,594,908 Total $ 114,182,634 44,179,230 15,326,702 61,535,151 235,223,717
RkJQdWJsaXNoZXIy MTA2MDM=