Consolidated Annual Report 2022

3 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | CONSOLIDATED ANNUAL REPORT 2022 Barbados Public Workers’ Cooperative Credit Union Limited (BPWCCUL) is a member based financial co-operative It therefore serves members only and focusses on providing financial services to individuals with the main goal of service to members CAPITA Financial Services Inc (CAPITA) is a wholly owned subsidiary of BPWCCUL and provides financial services to both individuals and corporates CAPITA focusses on increasing shareholder return through the provision of competitive financial products and services CAPITA Insurance Brokers Inc (CIB) is a wholly owned subsidiary of CAPITA Financial Services Inc , setup to provide an additional source of revenue and return for its shareholders and increase the value proposition for members and clients within the Group of Companies CAPITA Insurance Brokers Inc (CIB) is a wholly owned subsidiary of CAPITA Financial Services Inc , setup to provide an additional source of revenue and return for its shareholders and increase the value proposition for members and clients within the Group of Companies Organisational Structure HOLDINGS BPW Legacy Foundation is a registered charity and philanthropic armof Barbados PublicWorkers’ Co-operative Credit Union, its subsidiaries and associated companies Allied Co-operators Inc (ACI) is a wholly owned subsidiary of Barbados Public Workers’ Co-operative Credit Union Ltd Through a shared services partnership with the Barbados Co-operative & Credit Union League ACI aims to provide every League Affiliated Credit Union with affordable access to best-in-class assurance services, regardless of their size BPW Financial Holdings Inc was established to hold the shares of BPWCCUL’s subsidiary CAPITA Financial Services Inc

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