Separate Annual Report 2021

103 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | SEPARATE FINANCIAL STATEMENTS 2021 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Separate Financial Statements For the year ended March 31, 2021 (Expressed in Barbados dollars) 83 23. Financial Risk Management, continued Liquidity risk and funding management, continued Analysis of financial liabilities by remaining contractual maturities The table below summarises the maturity profile of the undiscounted cash flows (include estimated interest payments) of financial liabilities as of March 31, 2021 and March 31, 2020 on the basis of their earliest possible contractual maturity. Liquidity risk – Financial liabilities 2021 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Deposits $ 720,150,509 130,279,482 527,661,490 67,369,107 Reimbursable shares - - 14,702,164 - Other liabilities 177,869 11,122,137 1,495,859 2,411,165 $ 720,328,378 141,401,619 543,859,513 69,780,272 2020 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Deposits $ 640,443,698 118,554,748 527,665,443 67,709,123 Reimbursable shares - - 13,229,324 - Other liabilities 170,413 6,398,898 2,187,023 2,507,432 $ 640,614,111 124,953,646 543,081,790 70,216,555 ADOS PU LIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED the Separate Financial Statements ear ended March 31, 2021 ed in Barbados dollars) 83 ancial Risk Management, continued uidity risk and funding management, continued alysis of financial liabilit es by remaining contractual m turities e table below summarises the maturity profile of the undiscounted cash flows (includ estimated interest payments) of th Credit Union’s ancial liabilities as of March 31, 2021 nd March 31, 2020 on the basis of their earliest possible contractual maturity. uidity risk – Financial liabilities 2021 Within Within Within Over 3 months 3-12 months -5 years 5 years Tot l posits $ 720,150,509 130,279,482 527,661,490 67,3 9,107 1,445,460,588 mbursable shares - - 14,702,164 - 14,702,164 her liabilities 177,869 11,122,137 ,495,859 2,411,16 15,207,030 $ 720,328,378 141,401,619 543,859,513 69,780,272 1,475,369,782 2020 Within Within Within Over 3 months 3-12 months -5 years 5 years Tot l posits $ 640,443,698 118,55 ,748 527,66 ,443 67,709,123 1,354,3 3,0 mbursable shares - - 13,229,324 - 13,229,324 her liabilities 170,413 6,398,898 2,187,023 2,507,43 11,263,766 $ 640,614,111 12 ,953,646 543,081,790 70,216,555 1,378,866,102 t RBADOS PUBLIC WORKERS' CO-OPERATIV CREDIT UN ON LIMITED ot s to the Separate Financial Statements or th y ar ended March 31, 2021 Expressed in Barbado dollars) 83 3. Financial Risk M agement, co tinued Liquidity risk and funding management, co tinued Analysis of financial liabil ti s by remain ng contractual maturities The table below summarises he maturity profile of the undiscoun ed ca h flows (include stimated interest payments) of the Credit Un fin ncial liabilities s of March 31, 2021 nd March 3 , 2020 on the basis of their earliest possible contrac al maturi y. Liquidity risk – Financial liabil ties 2021 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Tot Deposits $ 72 ,150,509 130,279,482 527,661,490 67,369,107 1,445,460,58 Reimburs ble shares - - 4,702,164 - 4,702,16 Other liabilities 177,869 1,122,137 1,495,859 2,411,165 15,207,03 $ 720,328,378 14 ,401,619 543,859,513 69,780,272 1,475,369,78 2020 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Tot Deposits $ 640,443,698 118,554,748 527,665,443 67,709,123 1,354,373,01 Reimburs ble shares - - 13,229,324 - 13,229,32 Other liabilities 170,413 6,398,898 ,1 7,023 2,507,432 11,263,76 $ 640,614,111 12 ,953,646 543,081,790 70,216,555 1,378,866,10 2 3 44 4 7 7 8 4 3 2 7 5 3 2 2 3 1 5 2 RBADOS PUBLIC WORKERS' CO- PERATIVE CR DIT UNION LIM TED s o the S parate Fin ncial Statements he y ar nded March 31, 2021 ess d in Barb d s dollars) 83 Financial Risk Management, continued Liquidity risk and fun ing management, continued Analysis of financ al liab lities by remaining con ractual maturities The ta le b low summ rises the maturity profile of the undiscounted cash flows (include estimated interest payments) of the Credit Unio ’ fin ncial abilities as of March 31, 2021 and March 31, 2020 on the basis of thei earliest possibl contractual maturity. Liquidity risk – Financ l liab lities 2021 Within W thin W thin Over 3 months 3-12 months 1-5 years 5 years Total Deposits $ 72 ,1 , 9 130,279,482 527,661,490 67,369,107 1,445,460,588 Reimbursable shares - - 14,702,164 - 14,702,164 Other abilities 177,869 11,122,137 1,495,859 2,4 1,165 15,2 7,030 $ 720,328,378 14 ,401,619 543,859, 13 69,780,272 1,475,369,782 2020 Within W thin W thin Over 3 months 3-12 months 1-5 years 5 years Total Deposits $ 640,443,698 118,554,748 527,665,443 67,709,123 1,354,373,012 Reimbursable shares - - 13,229,324 - 13,229,324 Other abilities 170,413 6,398,898 2,187,023 2,507,432 11,263,766 $ 640,6 4, 11 124,953,646 543,081,790 70,216,555 1,378,866,102 y PU LIC WO K RS' CO- PERATI C DIT UN ON IM TED the S parate Fin ncial Statem nts r nded March 3 , 2021 d in arb dos do lars) nanci l Risk Man gem nt, continued qu dity risk and fundi g managem nt, continued nalysis of fi ancial liabilities by remaining contra tual maturi ie table b lo summarises the maturity profil of the undiscounted cas flo s (include estimated interest payments) of the Credit Union’s ncial l bilities as of March 3 , 2021 and March 3 , 2020 on the basis of their arliest pos ible contractual maturity. qu dity risk – F nancial l abil ties 1 Within Within Within Over mont s 3-1 months 1-5 years 5 years Tot l osits $ 720,150, 130,279, 8 527,661, 90 67,369, 07 1,445, 60, 88 eimbursable shar s - - 14,702, - 14,702, er liabilities 177, 11, 22, 37 1,495, 9 2,411, 6 15,207, 30 $ 720,328, 141,40 , 9 43,859, 13 69, 80, 72 1,475,369, 82 0 Within Within Within Over mont s 3-1 mont s 1-5 years 5 years Tot l osits $ 640, 43, 118,554, 8 527,66 , 43 67,709, 23 1,354,37 , eimbursable shar s - - 13, 29, - 13, 29, er liabilities 70, 6,398, 98 2,187, 23 2,507, 3 11,263, 66 $ 640,614, 124,953, 46 543,081, 9 70,216, 55 1,378,866, 02 7 0, 8 4 4 9, 2 hs 3 , 2 4 4 8 3 2 6 DOS PUBLIC WORKE S' CO- PERATIV CR DIT UNION LIMITED S parate Fin ncial S atem nts nd d March 31, 2021 in Barba os dollars) 83 cial Risk Man gem nt, continued dity risk and fundi g ma agem nt, continued sis of financial liab lit e by rem ining contractual maturities able b low summaris s the maturi y profile of the undiscounted cash flows (include estim ted interest payments) of th C edit Unio ’s ial l bilities a of March 31, 2021 and March 31, 2020 on the basis of their earliest possible contractual maturity. dity risk – F nancial liab lit es 2021 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Total sits $ 720,150, 9 130,279,48 5 7,661,490 67,369,107 1,445, 0 588 bursable sha es - - 14,702,164 - 14,702,164 liabilities 177,869 11, 22, 3 1,495 859 2,41 16 15,207 30 $ 720,328,378 141,40 ,619 543,859,513 69,780,272 1,475,3 2 202 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Total sits $ 640, 43,698 118,554,7 8 527,66 ,443 67,709,123 1,354,373 012 bursable sha es - - 13,229,324 - 13,229,324 liabilities 170,413 6,398,898 2,187 023 2,507 432 11,263,766 $ 640,614, 11 24,953, 46 543,081,79 70,216,555 1,378,866 102 OS PUBLIC WORKE S' CO-OPERATIVE CREDIT UNIO LIMITED eparate Fina cial Statements nde March 31, 2021 Barbados dollars) 83 al Risk Man gement, con i ued y risk and fu ing management, conti ued s of financ al liab ities by remaini g co tr ctual m turities b low summarise th aturity p ofile of the undiscounted cash flows (include estimat d in ere paym nts) of the Credit Union’s liabi t es as of March 31, 2021 and March 31, 202 on the basis f their earliest possible contractual maturity. y risk – Financial liab it es 20 1 With n With n With n Over 3 months 3-12 months 1-5 years 5 years Total $ 720,150,509 13 ,279,482 527,661,490 67,369,107 1,445,460,588 sable share - - 14,702,164 - 14,702,164 bili es 177,869 11, 22, 37 1,495,85 2,411,165 5,207,03 $ 720,328,378 141,401,619 543,8 9,513 69,780,2 1,475,369,782 20 With n With n With n Over 3 months 3-12 months 1-5 years 5 years Total $ 640,443,698 118,554,748 527,665,443 67, 09,123 1, 54,37 ,012 sable share - - 13,229, 4 - 13,229, 4 bili es 170,4 3 6,398,89 2,187,023 ,507,432 11,263,76 $ 640,614,11 24,953,64 543,081,790 0,216,55 ,378,866,10