Non-Consolidated Annual Report 2020

9 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | NON-CONSOLIDATED ANNUAL REPORT 2020 2020 2019 2018 2017 2016 Financial statistics in percent: Asset Growth 8.90 10.52 10.08 8.95 9.68 Loan Growth 4.87 4.12 6.40 10.10 9.56 Deposit Growth 8.90 11.29 10.43 10.80 11.33 Net Surplus Growth 42.89 -27.93 3.62 18.28 40.97 Return on Assets 1.21 0.93 1.42 1.50 1.39 Return on Equity 10.58 7.92 11.78 12.68 12.01 Operating Efficiency 73.60 74.82 71.97 70.62 69.15 Net Interest Margin 4.70 4.91 5.26 5.18 5.17 2020 2019 2018 2017 2016 Other statistics Delinquency ratio (%) 9.9 8.6 7.4 6.3 6.3 # of members (000’S) 100.7 95.0 89.2 84.0 78.4 # of branches 6 6 5 4 4 Net income per member $169.73 $125.92 $186.07 $190.60 $172.75 2020 2019 2018 2017 2016 Members (000’S) 100.7 95.0 89.2 84.0 78.4 FINANCIAL HIGHLIGHTS FINANCIAL HIGHLIGHTS - FIVE YEAR REVIEW In Bds $’000

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