Non-Consolidated Annual Report 2018

9 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | NON-CONSOLIDATED ANNUAL REPORT 2018 2018 2017 2016 2015 2014 Financial statistics in percent: Asset Growth Loan Growth Deposit Growth Net Surplus Growth - - Return on Assets Return on Equity Operating E ciency Net Interest Margin 2018 2017 2016 2015 2014 Other statistics Delinquency ratio ( ) of members ( ’S) of branches Net income per member ( ’s) FINANCIAL HIGHLIGHTS FINANCIAL HIGHLIGHTS - FIVE YEAR REVIEW In Bds $’000