Non-Consolidated Annual Report 2018

8 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | NON-CONSOLIDATED ANNUAL REPORT 2018 FINANCIAL HIGHLIGHTS FINANCIAL HIGHLIGHTS - FIVE YEAR REVIEW In Bds $’000 2018 2017 2016 2015 2014 Statement of financial position: Assets Cash and equivalents Investments and other short term deposits Loans to Members (net) Property and Equipment Other Liabilities Deposits Loans Payable - Other Equity Share Capital Reserve Fund Other Reserves Retained earnings Statement of income: Interest Income Interest Expense Net Interest Income Other income Net income and other income Loan impairment expense Net operating income Total operating expenses Net income before Levies Tax of Assets Net income after Levies