Non-Consolidated Annual Report 2018

75 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | NON-CONSOLIDATED ANNUAL REPORT 2018 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Non-consolidated Financial Statements For the year ended March 31, 2018 (Expressed in Barbados dollars) 60 23. Financial Risk Management, continued Market risk, continued Interest rate risk , continued A summary of the Credit Union’s interest rate gap position is as follows: 2018 Up to Within Within Over Non-interest 3 months 3-12 months 1-5 years 5 years bearing Total Cash resources $ 99,283,930 32,283,224 4,065,133 - - 135,632,287 Financial investments – Held-to-maturity - 2,066,457 13,172,423 10,754,474 - 25,993,354 Loans and advances 24,896,177 39,787,626 236,898,257 656,485,007 - 958,067,067 Due from related companies - - - - 18,632,116 18,632,116 Other assets - - - - 8,794,808 8,794,808 Total assets $ 124,180,107 74,137,307 254,135,813 667,239,481 27,426,924 1,147,119,632 Deposits $ 540,770,883 99,677,622 381,354,944 34,043,810 - 1,055,847,259 Loans payable - - - - - - Reimbursable shares - - - - 9,761,121 9,761,121 Other liabilities - - - - 10,085,442 10,085,442 Total liabilities 540,770,883 99,677,622 381,354,944 34,043,810 19,846,563 1,075,693,822 Interest rate gap $ (416,590,776) (25,540,315) (127,219,131) 633,195,671 7,580,361 71,425,810