Non-Consolidated Annual Report 2018

Mission Statement . . . . . . . . . . . . . . . . . . . . .2 Vision Statement . . . . . . . . . . . . . . . . . . . . . .2 Our Common Bond . . . . . . . . . . . . . . . . . . . .2 Training and Development . . . . . . . . . . . . . .3 Our Leaders Board of Directors . . . . . . . . . . . . . . . . . . . . . .4 Management Team . . . . . . . . . . . . . . . . . . . . . 5 Corporate Information. . . . . . . . . . . . . . . . . 6 Financial Highlights . . . . . . . . . . . . . . . . . . . .8 Management Discussion and Analysis . . . .10 Board of Directors’ Report . . . . . . . . . . . . . 13 Independent Auditors’ Report . . . . . . . . . . 16 Financial Statements . . . . . . . . . . . . . . . . . 20 CONTENTS