Consolidated Annual Report 2018

BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | CONSOLIDATED ANNUAL REPORT 2018 80 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Consolidated Financial Statements For the year ended March 31, 2018 (Expressed in Barbados dollars) 65 25. Financial Risk Management, continued 25.4 Market risk, continued Interest rate risk, continued A summary of the Group’s interest rate gap position is as follows: 2017 Up to Within Within Over Non-interest 3 months 3-12 months 1-5 years 5 years bearing Total Assets Cash resources $ 74,403,899 33,327,815 4,240,928 - 5,379,451 117,352,093 Financial investments 2,844,929 6,000,000 15,989,336 7,418,357 2,995,366 35,247,987 Loans and advances 33,453,007 36,989,099 263,127,280 765,663,864 - 1,099,233,250 Other assets - - - - 8,389,716 8,389,716 Total assets 110,701,835 76,316,914 283,357,544 773,082,221 16,764,533 1,260,223,047 Liabilities Deposits 568,585,135 172,192,963 363,276,010 34,432,038 - 1,138,486,146 Loans payable 94,983 284,950 3,530,834 18,412,398 - 22,323,165 Reimbursable shares - - - - 7,875,475 7,875,475 Other liabilities - - - - 13,706,408 13,706,408 Total liabilities 568,680,118 172,477,913 366,806,844 52,844,436 21,581,883 1,182,391,194 Interest rate gap $ (457,978,283) (96,160,999) (83,449,300) 720,237,785 (4,817,350) 77,831,853