Consolidated Annual Report 2018

BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | CONSOLIDATED ANNUAL REPORT 2018 79 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Consolidated Financial Statements For the year ended March 31, 2018 (Expressed in Barbados dollars) 64 25. Financial Risk Management, continued 25.4 Market risk, continued Interest rate risk A summary of the Group’s interest rate gap position is as follows: 2018 Up to Within Within Over Non-interest 3 months 3-12 months 1-5 years 5 years bearing Total Assets Cash resources $ 116,907,979 30,999,081 3,180,279 - 5,800,828 156,888,167 Financial investments 91,173 2,110,772 14,845,336 12,904,474 2,719,674 32,671,429 Loans and advances 28,514,593 41,655,896 263,244,079 841,161,895 - 1,174,576,463 Other assets - - - - 11,501,929 11,501,929 Total assets 145,513,745 74,765,749 281,269,694 854,066,369 20,022,431 1,375,637,988 Liabilities Deposits 596,122,710 179,793,075 449,681,876 34,299,668 24,916 1,259,922,245 Loans payable - 553,707 614,986 14,061,105 - 15,229,798 Reimbursable shares - - - - 9,761,121 9,761,121 Other liabilities - - - - 13,069,238 13,069,238 Total liabilities 596,122,710 180,346,782 450,296,862 48,360,773 22,855,275 1,297,982,402 Interest rate gap $ (450,608,965) (105,581,033) (169,027,168) 805,705,596 (2,832,844) 77,655,586