Consolidated Annual Report 2018

BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | CONSOLIDATED ANNUAL REPORT 2018 73 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Consolidated Financial Statements For the year ended March 31, 2018 (Expressed in Barbados dollars) 58 25. Financial Risk Management, continued 25.2 Credit risk, continued The tables below show the credit quality and aging analysis by class of financial assets. 2018 Neither past due Past due but Individually nor impaired not impaired impaired Total Cash resources $ 156,888,167 - - 156,888,167 Financial investments: Held to maturity 25,993,354 - - 25,993,354 Loans and receivables 3,958,401 - - 3,958,401 Loans and advances: Consumer 538,616,695 127,044,785 38,265,140 703,926,620 Mortgages 351,340,875 94,369,385 17,591,413 463,301,673 Business 18,407,460 6,883,915 1,058,416 26,349,791 Total $ 1,095,204,952 228,298,085 56,914,969 1,380,418,006 2017 Neither past due Past due but Individually nor impaired not impaired impaired Total Cash resources $ 117,352,093 - - 117,352,093 Financial investments: Held to maturity 28,536,207 - - 28,536,207 Loans and receivables 3,716,414 - - 3,716,414 Loans and advances: Consumer 513,406,516 112,559,729 29,351,762 655,318,007 Mortgages 306,063,306 119,886,958 11,595,711 437,545,975 Business 20,977,827 1,939,466 333,017 23,250,310 Total $ 990,052,363 234,386,153 41,280,490 1,265,719,006