Consolidated Annual Report 2017

65 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED | CONSOLIDATED ANNUAL REPORT 2017 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Consolidated Financial Statements For the year ended March 31, 2017 (Expressed in Barbados dollars) 53 25. Financial Risk Management, continued 25.2 Credit risk, continued The tables below show the credit quality and aging analysis by class of financial assets. 2017 Neither past due Past due but Individually nor impaired not impaired impaired Total Cash resources $ 117,352,093 - - 117,352,093 Financial investments: Held to maturity 28,536,207 - - 28,536,207 Loans and receivables 3,716,414 - - 3,716,414 Loans and advances: Consumer 513,406,516 112,559,729 29,351,782 655,318,027 Mortgages 306,063,306 119,886,958 11,595,711 437,545,975 Business 20,977,827 1,939,466 333,017 23,250,310 Total $ 990,052,363 234,386,153 41,280,510 1,265,719,026 2016 Neither past due Past due but Individually nor impaired not impaired impaired Total Cash resources $ 128,343,666 - - 128,343,666 Financial investments: Held to maturity 29,074,183 - - 29,074,183 Loans and receivables 3,550,855 - - 3,550,855 Loans and advances: Consumer 455,648,567 111,937,749 25,608,973 593,195,289 Mortgages 293,748,794 109,104,586 10,377,979 413,231,359 Business 7,692,187 1,547,167 304,396 9,543,750 Total $ 918,058,252 222,589,502 36,291,348 1,176,939,102