Non-Consolidated Annual Report 2016

BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED NON-CONSOLIDATED ANNUAL REPORT 2016 66 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Non-consolidated Financial Statements For the year ended March 31, 2016 (Expressed in Barbados dollars) 51 24. Financial Risk Management, continued Liquidity risk and funding management, continued Liquidity risk – Financial liabilities 2016 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Total Deposits $ 466,598,155 87,358,911 322,992,342 55,776,198 932,725,606 Loans payable 955,431 2,841,918 13,952,001 9,763,658 27,513,009 Reimbursable share - - 7,165,090 - 7,165,090 Other liabilities - 5,361,896 - 3,196,129 8,558,025 $ 467,553,586 95,562,725 344,109,433 68,735,985 975,961,729 2015 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Total Deposits $ 439,898,316 57,440,521 290,115,014 67,479,818 854,933,669 Loans payable 1,294,927 3,858,569 19,637,463 23,916,873 48,707,832 Reimbursable shares - - 6,700,221 - 6,700,221 Other liabilities - 5,098,453 - 2,320,167 7,418,620 $ 441,193,243 66,397,543 316,452,698 93,716,858 917,760,342