Table of Contents 1 80

Consolidated Annual Report 2016

Organisational Structure	5
Our Leaders	6
BPWCCUL Board of Directors	6
BPW Financial Holdings	7
Capita Financial Services Inc.	7
Capita Insurance Brokers Inc.	8
Executive Management	8
Financial Highlights	10
Management Discussion and Analysis	12
Auditors' Report	15
Financial Statements	17

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