Consolidated Annual Report 2016

67 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED CONSOLIDATED ANNUAL REPORT 2016 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Consolidated Financial Statements For the year ended March 31, 2016 (Expressed in Barbados dollars) 55 25. Financial Risk Management, continued 25.3 Liquidity risk and funding management, continued Liquidity Risk – Financial Liabilities 2016 Within Within Within Over 3 months 3 -12 months 1-5 years 5 years Total Deposits $ 521,405,110 187,341,653 367,868,680 59,890,752 1,136,506,195 Loans payable 955,431 2,841,918 18,121,541 40,597,665 62,516,555 Reimbursable shares - - 7,165,090 - 7,165,090 Other liabilities 1,844,657 7,675,691 - 3,196,129 12,716,477 $ 524,205,198 197,859,262 393,155,311 103,684,546 1,218,904,317 2015 Within Within Within Over 3 months 3 -12 months 1-5 years 5 years Total Deposits $ 491,809,391 114,652,342 321,594,032 67,606,246 995,662,011 Loans payable 1,316,027 3,879,035 22,705,506 48,615,783 76,516,351 Reimbursable shares - - 6,700,221 - 6,700,221 Other liabilities 1,935,004 5,768,326 - 2,320,167 10,023,497 $ 495,060,422 124,299,703 350,999,759 118,542,196 1,088,902,080