Consolidated Annual Report 2016

63 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED CONSOLIDATED ANNUAL REPORT 2016 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Consolidated Financial Statements For the year ended March 31, 2016 (Expressed in Barbados dollars) 51 25. Financial Risk Management, continued 25.2 Credit risk, continued The tables below show the credit quality and aging analysis by class of financial assets. 2016 Neither past due Past due but Individually nor impaired not impaired impaired Total Cash resources $ 128,343,666 - - 128,343,666 Financial investments: Held to maturity 29,074,183 - - 29,074,183 Loans and receivables 3,550,855 - - 3,550,855 Loans and advances: Consumer 455,648,567 111,937,749 25,608,973 593,195,289 Mortgages 293,748,794 109,104,586 10,377,979 413,231,359 Business 7,692,187 1,547,167 304,396 9,543,750 Total $ 918,058,252 222,589,502 36,291,348 1,176,939,102 2015 Neither past due Past due but Individually nor impaired not impaired impaired Total Cash resources $ 108,772,406 - - 108,772,406 Financial investments: Held to maturity 25,838,462 - - 25,838,462 Loans and receivables 3,112,780 - - 3,112,780 Loans and advances: Consumer 425,833,762 95,632,139 23,847,346 545,313,247 Mortgages 257,799,187 93,809,576 17,208,115 368,816,878 Business 7,878,946 1,513,834 286,660 9,679,440 Total $ 829,235,543 190,955,549 41,342,121 1,061,533,213