Non-Consolidated Annual Report 2015

BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED NON-CONSOLIDATED ANNUAL REPORT 2015 59 BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED Notes to the Non-consolidated Financial Statements For the year ended March 31, 2015 (Expressed in Barbados dollars) 48 24. Financial Risk Management…(continued) Liquidity risk and funding management...(continued) Liquidity risk – Financial liabilities 2015 Within Within Within Ove 3 months 3-12 months 1-5 years 5 years Deposits $ 439,898,316 57,440,521 290,115,014 67,479,81 Loans payable 1,294,927 3,858,569 19,637,463 23,916,87 Reimbursable shares - - 6,700,221 - Other liabilities - 5,098,453 - 2,320,167 $ 441,193,243 66,397,543 316,452,698 93,716,85 2014 Within Within Within Ove 3 months 3-12 months 1-5 years 5 years Deposits $ 437,551,212 43,336,394 254,423,149 57,825,35 Loans payable 5,023,152 3,996,839 22,730,389 29,383,54 Reimbursable shares - - 5,351,432 - Other liabilities - 5,424,060 - 2,543,327 $ 442,574,364 52,757,293 282,504,970 89,752,22 2015 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Total Deposits $ 439,898,316 57,440,521 290,11 ,01 67,479,818 854,933, 69 Loans payable 1,294,927 3,858,569 19,637,463 23,916,873 48,707,8 2 Reimbursable shares - - 6,700,221 - 6,700,221 Other liabilities - 5,098,453 - 2,320,167 7,418,6 0 $ 441,193,243 66,397,543 316,452,698 93,716,858 917,760,342 2014 Within Within Within Over 3 months 3-12 months 1-5 years 5 years Total Deposits $ 437,551,212 43,336,394 254,423,149 57,825,354 793,136,109 Loans payable 5,023,152 3,996,839 22,730,389 29,383,545 61,133,925 Reimbursable shares - - 5,351,43 - 5,351,432 Other liabilities - 5,424,060 - 2,543,327 7,967,387 $ 442,574,364 52,757,293 282,504,970 89,752,226 867,588,853