Consolidated Annual Report 2015

11 BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED CONSOLIDATED ANNUAL REPORT 2015 BOARD OF DIRECTORS’ REPORT ACKNOWLEDGMENT This year’s successes could not have been achieved without the commitment, dedication and continued support of our loyal staff, the elected committees, sub-committees, departmental representatives and of course our members without whose continued and loyal patronage the Credit Union achievements would neither be achievable or sustainable. To each and every one we express our deep and sincere gratitude.