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Co-Optima Card – CarIFS ready ATM Card
Access your account at over 100 CarIFS ATMs and over 2,000 point-of-sale locations island-wide. Also, get up to 15% discount at participating retailers when you pay for purchases with your card.

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Co-Optima Contact – Member Service Contact Centre

Get answers to your questions and get the help you need - quickly and conveniently, by calling one our friendly agents at 430-5200 | Toll free: 1-866-800-6146 | Freephone: 0808-234-1327. You can also chat live with our agents using WebChat.

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Co-Optima Connect - Online Banking

Access you account whenever you want, wherever you are, simply and quickly over the internet.

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Co-Optima Pay – Bill Payment Service

Convenient bill payments by direct salary deduction or from any touch tone phone.
Call 430-5200 to get started.




Co-Optima Voice – Audio Response System

Access your account from any touch tone phone by calling 437-8917.  Visit any of our branches and sign up today!